Finance, rebuilt for the AI era
Agents will run the financial operations of the next generation of companies. OpenTreasury is a research lab dedicated to building the system they'll run on.
Field notes
We publish our thinking as we work
Banking for Vertical Agents
The next customer of a bank won't be a company. It will be an agent acting on behalf of one — and serving that customer requires rebuilding the financial stack from the rails up.
The bank with no interface
Nobody wants to live inside a banking app. Finance teams already work in spreadsheets, chat, and AI. The bank of the future is a ledger, a memory layer, and a set of agents — and the interface lives somewhere else entirely.
Early access
We like to know every team we work with.
So we take on just a few at a time.