Finance, rebuilt for the AI era
Agents will run the financial operations of the next generation of companies. OpenTreasury is a research lab dedicated to building the system they'll run on.
Field notes
We publish our thinking as we work
Signature economy
Anyone can build a finance AI tool now. Almost no one can sign what it produces - and that gap is the whole opportunity.
The P&L was the moat
New rails lower the cost to launch, but AI lowers the cost to operate, and in SMB banking that's the bigger shift. The moat that kept the market closed is breaking, and building a bank is possible again.
Early access
We like to know every team we work with.
So we take on just a few at a time.